Invest in Agriculture

At HarvestPay, we are redefining the way everyday Nigerians invest and grow their income through agriculture.
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About Us – HarvestPay

We are a digital investment platform that gives students, young professionals, and small business owners access to carefully selected agricultural projects with high return potential. Our goal is to make agro-investing simple, secure, and profitable — no farm experience required
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How It Works

01

Create Account

Sign up in minutes with just your email and complete our simple verification process.
02

Choose Investments

Select an agricultural investment plan to build a diversified portfolio.
03

Fund Projects

Invest from ₦10,000, Your money helps farmers purchase seeds, equipment, and fund operations.
04

Earn Returns

Receive monthly payments as farmers trade, typically earning over 10% weekly.

Why Agriculture

Real economy
Agriculture is tangible, essential, and resilient
Low correlation
Shield your portfolio from market swings
Sustainable impact
Support eco-conscious food producers
Explore our

Investment Packages

...
01
GreenSprout Package – ₦10,000
(Plantation / Farmland)

• Entry‑level plan for first‑time investors
• Daily ROI (5%): ₦500
• Harvest Period: 90 days
• End Bonus: 50% of capital = ₦5,000
• Invite Bonus: 10% = ₦1,000 (credited separately)
• Total Payout After 90 Days: ₦45,000 + ₦5,000 = ₦50,000

...
02
AgriBreed Package – ₦30,000
(Livestock)

• Animal rearing investment
• Daily ROI (6%): ₦1,800
• Harvest Period: 90 days
• End Bonus: 50% of capital = ₦15,000
• Invite Bonus: 10% = ₦3,000 (credited separately)
• Total Payout After 90 Days: ₦162,000 + ₦15,000 = ₦177,000

...
03
FruitVest Package – ₦70,000
(Fruits & Orchards)

• Mid‑tier seasonal fruit farming
• Daily ROI (7%): ₦4,900
• Harvest Period: 90 days
• End Bonus: 50% of capital = ₦35,000
• Invite Bonus: 10% = ₦7,000 (credited separately)
• Total Payout After 90 Days: ₦441,000 + ₦35,000 = ₦476,000

...
04
MechaGrow Package – ₦100,000
(Agricultural Machinery Support)

• Invest in equipment leasing
• Daily ROI (8%): ₦8,000
• Harvest Period: 90 days
• End Bonus: 50% of capital = ₦50,000
• Invite Bonus: 10% = ₦10,000 (credited separately)
• Total Payout After 90 Days: ₦720,000 + ₦50,000 = ₦770,000

...
05
NOTE:

• ROI is credited daily to your dashboard.
• Invite bonus is earned once per referral who subscribes.
• Withdrawals: Every Friday, from 12PM – 8PM.
• Request must be placed before 12PM or moved to next Friday.
• Minimum withdrawal: ₦5,000.
• Eligibility: After 7 days of joining.

Resources

Blog

Build knowledge on our solutions, or pick up some bright ideas for your next project.
Portfolio Performance Reviews
Portfolio Performance Review (July 2025)
9 min read
Investing Insights
How Diversified Portfolios Earn 12%+ Annual Interest
3 min read
Investing Insights
The Hidden Opportunity: Why Uncollateralized Agricultural Debt Attracts Investors
2 min read
Investing Insights
How to Reach FIRE in 2025 Through Agricultural Investments: Financial Independence and Early Retirement
4 min read
Read All blog

FAQ

We created an easy and intuitive climate mitigation platform suitable for both farmers and investors. We also have many answers to the questions that might arise while familiarising yourself with our products.
01
You can start investing on the Primary Market from as little as ₦10,000. You can also make smaller investments on the Secondary Market.
02
Investing using the HarvestPay crowdfunding platform is permitted to natural persons who have reached the age of majority and all legal entities. Prior to making an investment, it is important to confirm your identity via the verification process.
03
You will start earning money with the first interest payments from the project owner. The interest is started to be calculated after the loan is paid for by the project owner or 16 working days have passed after the loan was fully financed. You can track the upcoming payments under the ‘My investments’ section.
04
Yes, you are able to sell your investment through the HarvestPay secondary market. After logging in to your account go to My Profile and choose, which investment you would like to sell. As the seller of your investment, you are able to offer a price, which can be equal to the nominal value of the invested amount or differ from it (i.e. be higher or lower).
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